The Guide To Non-Biased Behavioral Investing
Where may we send on your guide?
What is your risk number? Everyone has a risk number.
What We Do
Financial Planning
Our planning process organizes your financial affairs and gives you the knowledge and guidance to make educated financial choices. It's custom-tailored to you, your long term goals, and your values.
Investments
How have markets delivered wealth to long-term investors? Nobel-prize-winning academics offer us insights on that, which we apply to our clients' portfolios - allocating and rebalancing them accordingly.
Retirement Planning
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
Tax Planning
Tax planning strategies often require comprehensive, year-round attention. We will work with you and your tax professional to find ways to reduce your tax bill and increase your after tax return.
Specialized Advice
Sustainable investing, Divorce Planning and Widowhood - these are just some of the areas in which we can partner with you, to help you reach your goals.
Charitable Giving
Creative, strategic and fully integrated with your overall goals, let us help you make the impact you envision.
A Brief Introduction To Finley Wealth Advisors
Finley Wealth Advisors is a fee-only fiduciary firm offering a refreshing wealth management approach.
As a fiduciary compensated directly by our clients with fully disclosed fees, honesty is the core of our relationship. We refuse commissions or any other misaligned third-party incentives. We have made a conscious policy decision to limit the number of households our firm will serve. This allows us to focus on all aspects of your financial life in a meaningful way. Our business model is sized to best serve clients with wealth in the range of $2 to $10 million, as big fish in our right-sized pond.
More about Finley Wealth Advisors
Meet Our Team
Douglas Finley
MS, CFP, AEP, CDFA
President / Founder
Mr. Finley founded Finley Wealth Management, a Fee-Only Registered Investment Advisor, with the goal of creating a firm that eliminated the conflicts of interest inherent in the financial planner – advisor/client relationship. The firm specializes in financial planning and investment management for high-net-worth individuals and families.
Amber Braatz
MBA
Fee-Only Wealth Advisor
Amber joined Finley Wealth Management in early 2018 and completed her certified financial planner education program through Northwestern University. Amber has her Series 65 licensure as a financial advisor and has a passion for helping people achieve financial and life goals. It was a natural transition from healthcare to financial advisor with her career-long emphasis in serving others with goal- driven, individualized care.
Our Florida Office Locations
Estero Office
10600 Chevrolet Way, Suite 101
Estero, FL 33928
Naples Office
780 Fifth Avenue, Suite 200
Naples, FL 34102
Financial Planning
Getting to know who you are, not just what you have
Only with thoughtful direction can money help you create a more meaningful life and leave a richer legacy. We thrive on helping others focus on the realization of their dreams. Together we can craft a values-driven solution, to reach your own unique goals. It all starts with one meaningful conversation.
Thoughtfully executed financial planning is about much more than just the numbers. When we sit down together to talk for the first time, we’re going to get to the heart of what’s truly important in your life.
This conversation will guide all that we do in your financial planning journey.
Wealth Takes Many Forms:
Together, We'll Build Yours.
Investments
Informed by decades of market research not the latest sales pitch
Douglas Finley
MS, CFP, AEP, CDFA
President / Founder
A fee only approach works to save you money without worrying about hidden charges
Many investors have unfulfilled expectations. They’re looking for an honest solution — one that can lead to a better investment experience. A truly refreshing approach to wealth management. What would that approach look like? How can their financial advisor improve the odds of success?
Putting The Odds In Your Favor
Let’s talk about wealth management with evidence-based investing, a way that can put the odds of success in your favor.
When it comes to your investments we take a disciplined, well-researched approach known as Evidence-Based Investing.
Our investment philosophy is based on Nobel Prize-winning academic research, and because we’re committed to your best good (rather than selling you products), our recommendations are carefully designed to meet your unique goals.
What this means for you...
"Once you understand the difference an objective fiduciary advisor makes, the choice could not be more clear"
Douglas Finley, MS, CFP, AEP, CDFA
President, Founder
Retirement Planning
Pre & Post Retirement Strategies to Maximize Your Investments And Make Them Last
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
The first step in establishing successful investments is to recognize the difference it makes when you have a solid wealth management strategy to depend on during your life-long decision-making.
Financial Planning Tools
What is the Single biggest threat to your wealth?
It's your own investing biases! Our Guide to Behavioral Investing helps you recognize and overcome bad investing biases, habits and behaviors:
Tax Planning
Combining tax preparation with ongoing and diligent tax planning can have a great impact on your financial life.
A comprehensive tax-focused financial planning firm like ours can help you avoid making the mistake of overpaying taxes. We provide personal income tax preparation and planning, to identify the tax-saving approaches that apply to your situation.
Most investors don’t fully appreciate the drag poor tax planning has on their portfolio return. Fortunately, there are many effective strategies for maximizing long-term wealth accumulation and conservation.
We specialize in
Specialized Advice
A few areas where we provide a specific expertise
Resources for educating yourself, financially. Grow your wealth and income, no matter what life throws your way.
An Evidence Based Guide to Sustainable Investing:
How return on your investment and desire to do good are entirely compatible
Charitable Giving
“I wondered why somebody didn’t do something.
Then I realized, I am somebody.” - unknown
We all have personal reasons for giving to charity, but at the core of our intention is a common desire to share our good fortune with others.
You may have the capacity and desire to give, but may need help in determining the most effective way to leave a lasting legacy. We can help you customize a giving program to meet your goals.
Charitable giving is an American tradition. Most charitable organizations share the goal of improving quality of life, and philanthropy is a major source of funding for humanitarian causes, religion, education and the fine and performing arts.
Build A Legacy:
From our Blog: Financial Education, Resources and Tools
Learn about our approach to Wealth Management and the process of Financial Planning and Investment Management
Timing Markets Isn’t Everything
The lure of getting in at the right time or avoiding the next downturn may tempt even disciplined, long-term investors. The reality of successfully timing markets, however, isn’t as straightforward as it sounds.
Value Premium Investing – How Viable Is It Today?
It’s no secret that in U.S. markets, value stocks have been underperforming relative to growth stocks for around a decade. Has the Value Premium Lost its Mojo? Are the underwhelming returns a temporary, if painfully long bump in the road, or does it represent a permanent new reality for value stocks?
The Randomness of Global Equity Returns
Investment opportunities for over 15,000 publicly traded companies exist all around the globe. Fluctuations in performance from year to year add to the complexity of investing globally, and provide little useful information about future returns. But a closer look is valuable, even for local investors.
Good Advice For Your Personal Financial Planning
In today’s world of one-page financial plans, bargain-basement fund pricing and automated investing tools, you don't just need advice. You need good advice.
What Are Liquid Investments?
What are Liquid Investments? When a holding is liquid, it simply means you can sell it anytime the market in which it trades is open for business, without losing your proverbial shirt in the exchange. If it’s illiquid, you cannot sell it, at least not for anything near what it’s worth. Here is a guide to including liquidity as part of your financial planning strategy.
Why Can’t Most Funds Beat Their Benchmarks?
Dimensional has updated its Mutual Fund Landscape report, video and unbranded slides through 2018. The analysis shows that a majority of fund managers evaluated failed to deliver benchmark-beating returns after costs.
The Uncommon Average
The US stock market has delivered an average annual return of around 10% since 1926. But short-term results may vary, and in any given period stock returns can be positive, negative, or flat. When setting expectations, it’s helpful to see the range of outcomes experienced by investors historically.
6 Tax Planning Strategies to Optimize Your Retirement Wealth
You'll benefit from the tax planning strategies in this post, whether you are currently retired or are still counting down the years, months, or days until retirement. Being deliberate about your income, investment vehicles, and tax planning now could have a material effect on your wealth during your retirement years.
Getting to the Point of a Point
A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to an individual’s portfolio may be unclear.
Be Prepared For A Tax Policy Swing Back
For business owners, professionals, and families with sizable savings and income, tax rules are about as favorable as they’ve been in decades, but the tax policy pendulum could swing back again.
Is the Latest Investment Fad Just Deja Vu All Over Again?
Investment fads are nothing new. When selecting strategies for their portfolios, investors are often tempted to seek out the latest and greatest investment opportunities.
Earning The Equity Risk Premium
A rubric of modern portfolio theory taught at colleges and universities holds that investors get paid extra return for taking risk. The risk premium is the amount you get paid for owning a risky asset. The recent stock market plunge is when investors earn this equity risk premium.
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