The Guide To Non-Biased Behavioral Investing
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What We Do
Financial Planning
Our planning process organizes your financial affairs and gives you the knowledge and guidance to make educated financial choices. It's custom-tailored to you, your long term goals, and your values.
Investments
How have markets delivered wealth to long-term investors? Nobel-prize-winning academics offer us insights on that, which we apply to our clients' portfolios - allocating and rebalancing them accordingly.
Retirement Planning
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
Tax Planning
Tax planning strategies often require comprehensive, year-round attention. We will work with you and your tax professional to find ways to reduce your tax bill and increase your after tax return.
Specialized Advice
Sustainable investing, Divorce Planning and Widowhood - these are just some of the areas in which we can partner with you, to help you reach your goals.
Charitable Giving
Creative, strategic and fully integrated with your overall goals, let us help you make the impact you envision.
A Brief Introduction To Finley Wealth Advisors
Finley Wealth Advisors is a fee-only fiduciary firm offering a refreshing wealth management approach.
As a fiduciary compensated directly by our clients with fully disclosed professional fees, honesty is the core of our relationship. We refuse commissions or any other misaligned third-party incentives. We have made a conscious policy decision to limit the number of households our firm will serve. This allows us to focus on all aspects of your financial life in a meaningful way. Our business model is sized to best serve clients with wealth in the range of $1 to $10 million, as big fish in our right-sized pond.
Four Essentials for Good Financial Advice
We recommend seeking – no, insisting on – four qualities from any advisor with whom you do business … or to whom you even pay any mind as you make your way through Wall Street’s continuous clamor.
The advice you heed should come from an advisor who is fully committed to
1
Fiduciary
2
Independent
3
Fee-only
4
Evidence Based
Think twice before you put your future in the hands of an insurance agent, traditional financial advisor, or stockbroker. Their focus is likely on selling you expensive financial products where they benefit more than you. By the way, it is legal and it happens everyday especially with retirees. This has never been, nor will it ever be the case at Finley. As a Tax-Focused Wealth Advisory firm, and a Fee-Only Fiduciary, you can be comfortable in knowing we will always be on your team.
Learn more about these concepts with our guide to finding a fiduciary financial advisor.
Our Florida Office Locations
Estero Office
10600 Chevrolet Way, Suite 101
Estero, FL 33928
Naples Office
780 Fifth Avenue, Suite 200
Naples, FL 34102
Meet Our Team
Douglas Finley
MS, CFP, AEP, CDFA
President / Founder
Mr. Finley founded Finley Wealth Management, a Fee-Only Registered Investment Advisor, with the goal of creating a firm that eliminated the conflicts of interest inherent in the financial planner – advisor/client relationship. The firm specializes in financial planning and investment management for high-net-worth individuals and families.
Amber Braatz
MBA
Fee-Only Wealth Advisor
Amber joined Finley Wealth Management in early 2018 and completed her certified financial planner education program through Northwestern University. Amber has her Series 65 licensure as a financial advisor and has a passion for helping people achieve financial and life goals. It was a natural transition from healthcare to financial advisor with her career-long emphasis in serving others with goal- driven, individualized care.
Financial Planning
Getting to know who you are, not just what you have
Only with thoughtful direction can money help you create a more meaningful life and leave a richer legacy. We thrive on helping others focus on the realization of their dreams. Together we can craft a values-driven solution, to reach your own unique goals. It all starts with one meaningful conversation.
Thoughtfully executed financial planning is about much more than just the numbers. When we sit down together to talk for the first time, we’re going to get to the heart of what’s truly important in your life.
This conversation will guide all that we do in your financial planning journey.
Wealth Takes Many Forms:
Together, We'll Build Yours.
Investments
Informed by decades of market research not the latest sales pitch
Douglas Finley
MS, CFP, AEP, CDFA
President / Founder
A fee only approach works to save you money without worrying about hidden charges
Many investors have unfulfilled expectations. They’re looking for an honest solution — one that can lead to a better investment experience. A truly refreshing approach to wealth management. What would that approach look like? How can their financial advisor improve the odds of success?
Putting The Odds In Your Favor
Let’s talk about wealth management with evidence-based investing, a way that can put the odds of success in your favor.
When it comes to your investments we take a disciplined, well-researched approach known as Evidence-Based Investing.
Our investment philosophy is based on Nobel Prize-winning academic research, and because we’re committed to your best good (rather than selling you products), our recommendations are carefully designed to meet your unique goals.
What this means for you...
"Once you understand the difference an objective fiduciary advisor makes, the choice could not be more clear"
Douglas Finley, MS, CFP, AEP, CDFA
President, Founder
Retirement Planning
Pre & Post Retirement Strategies to Maximize Your Investments And Make Them Last
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
The first step in establishing successful investments is to recognize the difference it makes when you have a solid wealth management strategy to depend on during your life-long decision-making.
Financial Planning Tools
What is the Single biggest threat to your wealth?
It's your own investing biases! Our Guide to Behavioral Investing helps you recognize and overcome bad investing biases, habits and behaviors:
Tax Planning
Combining tax preparation with ongoing and diligent tax planning can have a great impact on your financial life.
A comprehensive tax-focused financial planning firm like ours can help you avoid making the mistake of overpaying taxes. We provide personal income tax preparation and planning, to identify the tax-saving approaches that apply to your situation.
Most investors don’t fully appreciate the drag poor tax planning has on their portfolio return. Fortunately, there are many effective strategies for maximizing long-term wealth accumulation and conservation.
We specialize in
Specialized Advice
A few areas where we provide a specific expertise
Resources for educating yourself, financially. Grow your wealth and income, no matter what life throws your way.
Achieve your financial goals with meaningful investments
An Evidence Based Guide to Sustainable Investing: How return on your investment and desire to do good are entirely compatible
Charitable Giving
“I wondered why somebody didn’t do something.
Then I realized, I am somebody.” - unknown
We all have personal reasons for giving to charity, but at the core of our intention is a common desire to share our good fortune with others.
You may have the capacity and desire to give, but may need help in determining the most effective way to leave a lasting legacy. We can help you customize a giving program to meet your goals.
Charitable giving is an American tradition. Most charitable organizations share the goal of improving quality of life, and philanthropy is a major source of funding for humanitarian causes, religion, education and the fine and performing arts.
Build A Legacy:
From our Blog: Financial Education, Resources and Tools
Learn about our approach to Wealth Management and the process of Financial Planning and Investment Management
Market Index Mechanics – Interesting Idiosyncrasies (Part III)
Market indexes and market index mechanics, you read about them all the time. In Part III of this series, we take a closer look at market index mechanics to gain a better understanding of why they do, what they do.
Index Points and What they Mean (Part II)
Checking an index point at any given time is like dipping your toe in the water to see how the ocean is doing. You may have good reasons to do that toe-check, but as with any approximation, be careful to not misinterpret what you’re measuring.
A Financial Index Overview: Part I – Indexes Defined
When a popular financial index like the Dow is on a tear, up or down, what does it really mean to you and your investments?
A simple equation that effects your investments.
When fundamental facts grow harder to discern, investments grow more volatile, and that’s what’s been happening lately, especially with the widespread misperception of the yield curve inversion.
How to React to Recent Market Volatility
Market volatility can be nerve-racking for investors. Reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful.
Market Strategists Prognosticate the Markets Direction
Wall Street strategists and the media are complicit in fueling the myth that the financial markets are predictable - despite overwhelming evidence to the contrary.
Your Financial Well-Being and the Federal Reserve
What might be the impact of rate changes on you and your financial well-being? Is there anything you should “do” to your investment portfolio in response when the Federal Reserve changes rates?
3 Key Steps to Protect Your Assets (While You’re Alive)
Taking action to protect your assets and what's yours while you're still alive and in sane mind makes such good sense. There are many ways in which you might be unavailable to make critical financial or health care choices for yourself or your loved ones - whether due to disability, dementia, or simply enjoying an exotic vacation.
What is the Total Cost of Ownership?
A question worth finding answers to is 'what is the total cost of ownership?' The costs you expect to pay are likely to be an important factor in making any investment decision, including major financial decisions. People rely on a lot of different information about costs to help inform these decisions.
Timing Markets Isn’t Everything
The lure of getting in at the right time or avoiding the next downturn may tempt even disciplined, long-term investors. The reality of successfully timing markets, however, isn’t as straightforward as it sounds.
Value Premium Investing – How Viable Is It Today?
It’s no secret that in U.S. markets, value stocks have been underperforming relative to growth stocks for around a decade. Has the Value Premium Lost its Mojo? Are the underwhelming returns a temporary, if painfully long bump in the road, or does it represent a permanent new reality for value stocks?
The Randomness of Global Equity Returns
Investment opportunities for over 15,000 publicly traded companies exist all around the globe. Fluctuations in performance from year to year add to the complexity of investing globally, and provide little useful information about future returns. But a closer look is valuable, even for local investors.
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