It was a year of uncertainty and anticipation, of hopes for a return to a degree of normalcy following the onset of the COVID-19 pandemic in 2020. And it was a year that showed, again, the difficulty of making investment decisions based on predictions of where markets will go as well as the enduring benefits of diversification and flexibility.
Finley Wealth Advisors Was Purposefully Designed for the Middle-Class Millionaire, With $1 to $10 Million of Wealth, as Big Fish in Our Right-Sized Pond
As a boutique wealth management firm, we provide customized financial planning and investment advisory, in the context of a fee-only fiduciary relationship. We utilize low-cost, globally diversified, tax-efficient portfolio design, combined with well planned tax-efficient income distribution strategies. Our wealth advisory relationship with clients is designed to grow , preserve, and protect their wealth.
Wealth Management in Southwest Florida
10600 Chevrolet Way, Suite 101
Estero, FL 33928
780 Fifth Avenue, Suite 200
Naples, FL 34102
2256 First Street, Suite 140
Fort Myers, FL 33901
Meet Our Certified Financial Planners
Douglas Finley, MS, CFP, AEP, CDFA
Fee-Only Wealth Advisor
Doug after nearly a decade in the financial services industry founded Finley Wealth Advisors in February of 2006. The goal was to create a company that would eliminate the conflicts of interest inherent in the advisor/client relationship. A firm specializing in wealth management for the middle class millionaire. The firm is now one of a handful of Fee-Only Fiduciary firms in Southwest Florida.
Amber Braatz, MBA, CFP
Fee-Only Wealth Advisor
Amber has a passion for helping people achieve financial and life goals. She chose to join Finley Wealth Advisors because of the firm's culture of always putting the client first at all times, in all matters. The culture meshed well with the core of her being and the way she has always lived her life. Amber believes that working in a fee-only fiduciary model was the only way for her to truly align her values with working in the financial services industry.
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You will receive valuable information that will help you become a more informed investor. We share the latest research and commentary to help you understand the Evidence-Based Approach to investing.
We Provide The Four Essentials for Good Financial Advice
We highly recommend you require four qualities from any advisor with whom you do business … or to whom you even pay any mind as you make your way through Wall Street’s continuous clamor.
The advice you heed should come from an advisor who is fully committed to
Think twice before you put your future in the hands of an insurance agent, traditional financial advisor, or stockbroker. Their focus is likely on selling you expensive financial products where they benefit more than you. By the way, it is legal and it happens everyday especially with retirees. This has never been, nor will it ever be the case at Finley. As a Tax-Focused Wealth Advisory firm, and a Fee-Only Fiduciary, you can be comfortable in knowing we will always be on your team.
Learn more about these concepts with our guide to finding a fiduciary financial advisor.
Our planning process organizes your financial affairs and gives you the knowledge and guidance to make educated financial choices. It's custom-tailored to you, your long term goals, and your values.
How have markets delivered wealth to long-term investors? Nobel-prize-winning academics offer us insights on that, which we apply to our clients' portfolios - allocating and rebalancing them accordingly.
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income.
Tax planning strategies often require comprehensive, year-round attention. We will work with you and your tax professional to find ways to reduce your tax bill and increase your after tax return.
Sustainable investing, Divorce Planning and Widowhood - these are just some of the areas in which we can partner with you, to help you reach your goals.
Creative, strategic and fully integrated with your overall goals, let us help you make the impact you envision.
Getting to know who you are, not just what you have
Thoughtfully executed financial planning is about much more than just the numbers. When we sit down together to talk for the first time, we’re going to get to the heart of what’s truly important in your life. This conversation will guide all that we do in your financial planning journey.
Only with thoughtful direction can money help you create a more meaningful life and leave a richer legacy. We thrive on helping others focus on the realization of their dreams. Together we can craft a values-driven solution, to reach your own unique goals. It all starts with one meaningful conversation.
Informed by decades of market research not the latest sales pitch
MS, CFP, AEP, CDFA
President / Founder
A fee only approach works to save you money without worrying about hidden charges.
Many investors have unfulfilled expectations. They’re looking for an honest solution — one that can lead to a better investment experience. A truly refreshing approach to wealth management. What would that approach look like? How can their financial advisor improve the odds of success?
Putting The Odds In Your Favor
Let’s talk about wealth management with evidence-based investing, a way that can put the odds of success in your favor.
When it comes to your investments we take a disciplined, well-researched approach known as Evidence-Based Investing.
Our investment philosophy is based on Nobel Prize-winning academic research, and because we’re committed to your best good (rather than selling you products), our recommendations are carefully designed to meet your unique goals.
What this means for you...
"Once you understand the difference an objective fiduciary advisor makes, the choice could not be more clear"
Douglas Finley, MS, CFP, AEP, CDFA
Pre & Post Retirement Strategies to Maximize Your Investments And Make Them Last
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
The first step in establishing successful investments is to recognize the difference it makes when you have a solid wealth management strategy to depend on during your life-long decision-making.
Financial Planning Tools
What is the Single biggest threat to your wealth?
Combining tax preparation with ongoing and diligent tax planning can have a great impact on your financial life.
A comprehensive tax-focused financial planning firm like ours can help you avoid making the mistake of overpaying taxes. We provide personal income tax preparation and planning, to identify the tax-saving approaches that apply to your situation.
Most investors don’t fully appreciate the drag poor tax planning has on their portfolio return. Fortunately, there are many effective strategies for maximizing long-term wealth accumulation and conservation.
We specialize in
Specialized Financial Advice
A few areas where we provide a specific expertise
Resources for educating yourself, financially. Grow your wealth and income, no matter what life throws your way.
Achieve your financial goals with meaningful investments
An Evidence Based Guide to Sustainable Investing: How return on your investment and desire to do good are entirely compatible
“I wondered why somebody didn’t do something.
Then I realized, I am somebody.” - unknown
We all have personal reasons for giving to charity, but at the core of our intention is a common desire to share our good fortune with others.
You may have the capacity and desire to give, but may need help in determining the most effective way to leave a lasting legacy. We can help you customize a giving program to meet your goals.
Charitable giving is an American tradition. Most charitable organizations share the goal of improving quality of life, and philanthropy is a major source of funding for humanitarian causes, religion, education and the fine and performing arts.
Build A Legacy:
From our Wealthcare Blog: Financial Education, Resources and Tools
Learn about our approach to Wealth Management and the process of Financial Planning and Investment Management
This is no surprise. The world is enormous. To cope with information overload, we engage in what behavioral psychologists refer to as heuristics. These are rules of thumb or mental shortcuts that take us past what seems inconsequential to our survival. They let us focus instead on the scariest snakes, and lowest-hanging fruit we can find.
How do you invest your money over the long term? If you’ve read much of our work, you’ve probably noticed we embrace evidence-based investing. But what does that mean?
Reaching a new high doesn’t mean the market will retreat. Stocks are priced to deliver a positive expected return for investors, so reaching record highs regularly is the outcome one would expect.
While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.
Market valuation ratios are, therefore, analogous to sundials: They’re fine as a rough gauge for the passage of time, but using one as an oven timer may leave you with an inedible casserole.
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